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| Account | Free Small Business Checking | Valley Business Checking | Business Interest Checking |
|---|---|---|---|
| Product Benefits | MOST POPULAR! No min. daily balance requirement or service charge fees. Available to businesses locally owned in our core markets. |
Service charge fees can be partially or fully offset by an earnings credit. Ability to aggregate the activity of multiple accounts to take full advantage of your earnings credit. |
Exclusively for sole-prop. businesses & non-profits who wish to earn interest on their balance. |
| Learn More about Free Small Business Checking | Learn More about Valley Business Checking | Learn More about Business Interest Checking | |
| APY | N/A | N/A | See Rate Sheet |
| Minimum Daily Balance | N/A | N/A | N/A |
| Monthly Service Charge Fee | $0 | $10 | $10 |
| Earnings Credit to Offset Service Fees | N/A | 0.15% | N/A |
| Per Item Deposited | $0 | 6¢ | 6¢ |
| Per Check Posted | $0 | 12¢ |
12¢ |
| Cash/Coin Service* ChargeBack Items Online Banking Mobile Banking Bill Pay Telephone Banking eStatements Overdraft Protection Automatic Transfers |
$0 | $0 | $0 |
The interest rate and annual percentage yield may change after account opening. $10 minimum daily balance required to obtain the annual percentage yield (APY).
The Annual Percentage Yield (APY) is current as of 1/3/2024 and is subject to change. Please contact your local branch for the most current rates.
Minimum opening deposit is $100.00. Fees could reduce earnings.
*We charge a 2% fee to count & sort loose coin totaling more than $500. Excess cash fees applicable for cash intensive businesses.